A HOLISTIC APPROACH TO
END-OF-LIFE
MANAGEMENT
OVERVIEW of Benefits Options

Principal Member (18 - 65 years old) + 5

Benefit A

R10 000,00

Dependents under 65 years

R135,00 pm

Benefit B

R15 000,00

Dependents under 65 years

R192,00 pm

Benefit C

R20 000,00

Dependents under 65 years

R250,00 pm

Benefit A

R10 000,00

Dependents under 70 years

R164,00 pm

Benefit B

R15 000,00

Dependents under 70 years

R235,00 pm

Benefit C

R20 000,00

Dependents under 70 years

R307,00 pm

Services we offer
Living Wills

  • Execution of the wish-list document known as living will
  • Safe storage of all contractual documents e.g policies and the living will
  • Retrieval of files from storage for administration purposes

Funeral Event Management

  • Organising and planning memorial services
  • Planning burial and/or cremation
  • Interment and other graveside activities

Referral Services

  • Post burial assistance
  • Psychological observation
  • Estate administration

Costing for our services
Insurance

  • No joining fee required when applying
  • A sum of R95,00 payable for processing each application
  • At the claim stage, members will be assisted with the processing of a funeral benefit claim and R195,00 will be charged

Living Wills

  • The cost of drawing up a living will for all new member is R250,00 (once off cost)
  • Safe custody of the policy documents, living will and other importatnt documents. e.g. Title deeds and testamentary wills, trust deeds will cost a sum of R75,00 per annum.

Funeral Event Management

  • Any services required to be rendered in relation to any activities under funeral event management [FEM] will be costed separately.

e.g. preparing for a funeral or cremation, arranging a memorial service for family members only or general public.

Interment-gravesite

  • The costs depends on the gravesite and a separate sheet for new graves and reburial is provided.
  • The minimum price for a grave cover is R550,00 per grave.

This funeral insurance product is provided by Cornerstone Employee Benefits a subsidiary of Cornerstone Financial Services Group, an authorised financial services provider (FSP No: 225) and underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer (Registration No 1999/013922/06)